Specializing in insurance for professional IT businesses. We offer the following business insurance:
- General Liability Insurance
- Professional Liability Insurance
- Errors and Omissions Insurance
- Worker's Compensation insurance
- Crime Liability Insurance
- Umbrella Insurance
- Hired Non Owned Auto
- Business Owners Policy (BOP)
- Coverage for Client Contract
What distinguishes one insurance company from another is the type of service it provides, how that service is offered and the price of the service. We are dedicated to providing you with world-class service at an affordable price and in doing so in a friendly and personal manner. We have General Liability policies stating from $399 per year and Work Comp from $190 per year. Please contact us for a quote on these or any of the other business insurance plans we offer.
We are a family owned business. Our employees are specialists in the field of insurance and are dedicated to working for your needs. Our employees do have the knowledge and experience to determine the kind of insurance coverage you require, they also care enough to listen to your needs and concerns.
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Worker's Compensation insurance
Crime Liability Insurance
Hired Non Owned Auto
Business Owners Policy (BOP)
Coverage for Client Contract
Businesses we insure are
Information Technology Consultants
Software Development and Software Programs Services
Application Service Providers
IT Project Managers.
BUSINESS OWNERS POLICY - Insurance policies that combine protection from all major property and liability risks in one package. A Business Owner Policy or BOP is an insurance package that assembles the basic coverages required by a business owner in one bundle. It is usually sold at a premium that is less than the total cost of the individual coverages. Business Owners Policies usually target small and medium-sized businesses and typically contain business interruption insurance, which provides reimbursement for up to a year of lost revenue resulting from an insured property loss.
CRIME LIABILITY INSURANCE - Insurance to manage the loss exposures resulting from criminal acts such as robbery, burglary and other forms of theft. It is also called "fidelity insurance". Many businesses purchase crime insurance that allows them to file claims for employee theft or other offenses with the potential to cause financial ruin.
ERRORS AND OMMISSIONS INSURANCE - A professional liability insurance that protects companies and individuals against claims made by clients for inadequate work or negligent actions. Errors and omissions insurance often covers both court costs and any settlements up to the amount specified on the insurance contract.
GENERAL LIABILITY INSURANCE – Coverage for an insured when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business, or when someone is injured in the general operation of a business.
HIRED NON OWNED AUTO - Covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed vehicles) or caused by non-owned vehicles (vehicles owned by others, including vehicles owned by your employees).
COVERAGE FOR CLIENT CONTRACT - Insurance required by a client for you to be able to bid on a contract or job.
PROFESSIONAL LIABILITY INSURANCE – Insurance that protects professionals negligence and other claims initiated by their clients. It is required by professionals who have expertise in a specific area because general liability insurance policies do not offer protection against claims arising out of business or professional practices such as negligence, malpractice or misrepresentation.
UMBRELLA POLICYv - Umbrella coverage is insurance coverage that extends the terms of a regular insurance policy once coverage limits for the regular policy have been reached. Specifically, umbrella coverage is for people who want protection against a large jury award that is not covered in their standard policy.
WORKERS COMPENSATION INSURANCE - Insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.